Payday Loans in Saint John

How much would you like to borrow?


How many repayments?

Where do you live?

Lender licences
Get my loan


Given its historically interesting backstory, iCASH is more than thrilled to provide payday loans in Saint John.

Payday loans are a form of short-term loans. They are unsecured, meaning there are no collateral requirements. These small loans provide a lump sum of cash upfront, which is then repaid, with interest, over a relatively short time.

These loans used to be repaid on your next payday. However, online lenders offer more flexible and customizable options for repayment, especially for residents of Saint John. They also are now easier than ever before to obtain.

We provide payday loans in NB 24 / 7. No documents are required, and there is no need to drive down to an office to sign any documents. Our loan application is completed 100% online, and once you’re approved, you’ll receive your funds within 2 minutes via e-Transfer! Nothing could be easier or faster!

iCASH is there to help and serve the residents whenever they need bad credit loans. It is not always easy to make ends meet, and iCASH is there with fast cash options whenever a financial need arises.

A low credit score can often impede getting loans and credit products. This is especially true when you’re dealing with banks and traditional financial institution lenders. However, with us, people with bad credit scores can get a cash advance.

We have no minimum credit score requirements to qualify for a loan, and your application will never be declined solely based on a low credit score.

At iCASH, friendliness is one of our key motivators. We promise responsible lending, transparency, honesty, and ethical decisions in all of our business dealings, both internally and customer-facing.

When you need money fast to pay for unexpected bills and expenses, payday loans from Canadian lenders can be a lifesaver.

To get an online loan in Saint John, you need to meet the following requirements:

• You must be at least 19 years old.
• You must be a citizen of New Brunswick
• Your income source(s) must have been the same for the past three months.
• You must receive at least $800 per month in net income
• You must have a Canadian bank account, open for at least three months, and access online banking features.
• You must have a home address in Canada and a valid phone and email address.
We are extremely proud of the intense and avant-garde work of our team.

Our team of Customer Experience agents, all based in Canada, are always on-hand to help Saint John residents with their short-term loan inquiries in a friendly, kind, and honest way.

Our contracts are always written in the simplest way possible. We promise that there are no hidden fees or additional costs, and our rates are explained at the beginning of the loan process.

Whether you are finding inspiration at the Reversing Rapids, biking around the Bay of Fundy, discovering the Saint John City Market, or any of the other adventurous and cultural things to do in Saint John, if you need a payday loan, iCASH is never more than a click away!

We also provide loans in these cities of New Brunswick

in Moncton, Fredericton.

Smart Phone

Get up to $1,500!

Try our mobile application!

Sign up with our free mobile loan app and access your account anywhere, 24/7.

4.6 / 5 STARS
2759 Rating
4.8 / 5 STARS
5.4K Rating

The greatest alternative to traditional payday loans

Apply Online

Apply Online

Getting a loan with us is easy and fast, select your loan amount, repayment plan* and provide some personal details.

Instant Decision

Instant Decision

Our fully automated online application will provide you with an instant decision. Once approved, all you have to do is electronically sign your contract!

Get funds

Get Fund

Once your contract is signed, your funds will be sent by e-transfer in the next 5 minutes! Fast, convenient and hassle-free. Funds are sent 24/7

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
+ 200 000
members since 2014
of approved applications
4.9out of5
customers would recommend us to their friends

Customer Rating
iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans*      
Offers cashback program for more savings*      
Free membership benefits      
No hidden charges   
E-transfer in the next 5 minutes      
Get a loan now

Best Payday Loans in Saint John

Bad Credit Score Accepted

So, you have bad credit. So, you made some mistakes. Who hasn’t? iCASH understands that you haven’t always been perfect with your finances. And we also know that it then becomes nearly impossible to find trustworthy and honest lenders when you need access to emergency funds.

While we do need to do a check on your credit, it is by far not the deciding factor in your loan approval. We look at many different factors, but the main one is your ability to repay the loan.

Paper-free Application

iCASH’s application is completed 100% online. We do not require you to come to an office to sign a contract or pick up a cheque. The online payday loan application can be completed from beginning to end right from the comfort of your home in Saint John!

Hassle-free Application

When you need money fast, you don’t have time to make appointments with loan advisors and wait in long lines. Our online loan application is simple and quick—no need to spend your day driving around Saint John to file papers and get signatures.

Same Day Approval and Funding

Most of our Saint John clients, the payday loan application, approval, and funding happens on the same day. With our sophisticated decision-making system, we provide e-Transfer loans in Canada within minutes. No more waiting days or weeks to be able to get your finances back on track!

Safer solutions

Transacting online can be scary. That is why at iCASH, our team has invested in the latest 256-bit encryption technology. We want to make sure that the information of our clientele is 100% safe.

We have established the highest principles and standards, all of which are completely in line with the industry’s codes of ethics.

Borrow and Save!
Get up to 20% in Cashback!

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!