Payday Loans In Saint John

Main page image
Download iCash on the App Store.

Customize your instant loan

Receive your money by 8:41 pm

Minimum

$100

$750

Maximum

$1,500

1

2

3

Elite

New customer

Prestige

VIP

Cost summary

Cost
$85.50
Cashback
-$66.45
instant-loans
interac

Apply now and receive your money by e-Transfer at no extra cost.

A low credit score can often impede getting loans and credit products. This is especially true when you’re dealing with banks and traditional financial institution lenders. However, with us, people with bad credit scores can get a cash advance.

We have no minimum credit score requirements to qualify for a loan, and your application will never be declined solely based on a low credit score.

At iCash, friendliness is one of our key motivators. We promise responsible lending, transparency, honesty, and ethical decisions in all of our business dealings, both internally and customer-facing.

When you need money fast to pay for unexpected bills and expenses, payday loans from Canadian lenders can be a lifesaver.

To get an online loan in Saint John, you need to meet the following requirements:

• You must be at least 19 years old.
• You must be a citizen of New Brunswick
• Your income source(s) must have been the same for the past three months.
• You must receive at least $800 per month in net income
• You must have a Canadian bank account, open for at least three months, and access online banking features.
• You must have a home address in Canada and a valid phone and email address.
We are extremely proud of the intense and avant-garde work of our team.

Our team of Customer Experience agents, all based in Canada, are always on-hand to help Saint John residents with their short-term loan inquiries in a friendly, kind, and honest way.

Our contracts are always written in the simplest way possible. We promise that there are no hidden fees or additional costs, and our rates are explained at the beginning of the loan process.

Whether you are finding inspiration at the Reversing Rapids, biking around the Bay of Fundy, discovering the Saint John City Market, or any of the other adventurous and cultural things to do in Saint John, if you need a payday loan, iCash is never more than a click away!

We also provide loans in these cities of New Brunswick

in MonctonFredericton.

Read more
iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

Read more reviews.

The greatest alternative to traditional payday loans


1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Get up to 20% in cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.

Earn up to 20% cashback* on the cost of borrowing when you repay your iCash loan.

Frequently asked questions

What is the easiest payday loan to get in Saint John?
The easiest payday loans to get in Saint John are typically online payday loans. We offer a straightforward application process that can be completed online, quickly from your home, without the need for a credit check or documentation.
How quickly can I get a payday loan in Saint John?
In Saint John, payday loans can be processed very quickly. If you apply online with us and are approved, you’ll get your money in 2 minutes by a secure e-Transfer. It’s truly that fast, which makes it much easier to deal with any financial emergencies.
What are the fees associated with payday loans in Saint John?
The interest rates differ depending on your province. Here is the breakdown:
  • British Columbia: $15 per $100 borrowed
  • Alberta: $15 per $100 borrowed
  • Manitoba: $17 per $100 borrowed
  • Ontario: $15 per $100 borrowed
  • Nova Scotia: $15 per $100 borrowed
  • New Brunswick: $15 per $100 borrowed
  • Prince Edward Island: $15 per $100 borrowed

Please note that the cost of borrowing is fixed by the consumer protection of each province in which we are licensed.
Can I get a payday loan with bad credit in Saint John?
Yes, you can get a payday loan with bad credit in Saint John. We prioritize your current ability to repay the loan rather than your credit history, making it much easier for Canadians with low credit scores to obtain a loan.
How do I choose the best payday loan provider in Saint John?
Choose the best payday loan provider in Saint John by comparing different lenders and considering factors like ease of application, speed of loan disbursement, transparency of fees, and customer reviews.

Have more questions? Check out our full FAQ.

Get your online payday loan today

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!