Customize your instant loan
Receive your money by 7:16 pmMinimum
$100
$750
Maximum
$1,500
1
2
3
Elite
New customer
Prestige
VIP
Cost summary
Apply now and receive your money by e-Transfer at no extra cost.
A low credit score can often impede getting loans and credit products. This is especially true when you’re dealing with banks and traditional financial institution lenders. However, with us, people with bad credit scores can get a cash advance.
We have no minimum credit score requirements to qualify for a loan, and your application will never be declined solely based on a low credit score.
At iCash, friendliness is one of our key motivators. We promise responsible lending, transparency, honesty, and ethical decisions in all of our business dealings, both internally and customer-facing.
When you need money fast to pay for unexpected bills and expenses, payday loans from Canadian lenders can be a lifesaver.
To get an online loan in Saint John, you need to meet the following requirements:
• You must be at least 19 years old.
• You must be a citizen of New Brunswick
• Your income source(s) must have been the same for the past three months.
• You must receive at least $800 per month in net income
• You must have a Canadian bank account, open for at least three months, and access online banking features.
• You must have a home address in Canada and a valid phone and email address.
We are extremely proud of the intense and avant-garde work of our team.
Our team of Customer Experience agents, all based in Canada, are always on-hand to help Saint John residents with their short-term loan inquiries in a friendly, kind, and honest way.
Our contracts are always written in the simplest way possible. We promise that there are no hidden fees or additional costs, and our rates are explained at the beginning of the loan process.
Whether you are finding inspiration at the Reversing Rapids, biking around the Bay of Fundy, discovering the Saint John City Market, or any of the other adventurous and cultural things to do in Saint John, if you need a payday loan, iCash is never more than a click away!
in Moncton, Fredericton.
Behind each review is an experience that matters
Since 2016, we've helped over half a million Canadians get instant loans online.
Since 2016 we have happily served over half a million customers.
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The greatest alternative to traditional payday loans
Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.
Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!
Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.
Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.
Frequently asked questions
Have more questions? Check out our full FAQ.