Instant Online Payday Loans In Burnaby 24/7

Get a loan online in 3 easy steps

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

Get up to 20% in cashback*

Earn money every time you borrow with iCash! Our unique cashback program is designed to reward you for being a loyal customer and can help you save on future loan payments. After successfully paying off your first online loan, you'll receive 5% of the cost of borrowing credited to your account. You can earn up to 20% depending on how many iCash loans you have repaid.

Earn up to 20% cashback* on the cost of borrowing when you repay your iCash loan.

Frequently asked questions

What do I need to qualify for a payday loan in BC?

Qualifying for payday loans in BC is simple. You just need to meet the following criteria:

Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia).
Be a resident of any of the provinces in which we operate.
Show that you have been receiving the same source of income for the past three months.
Have a total net income of at least $800/month.
Have access to an online bank account.
Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted).

Can I get an online cash advance anywhere in BC?

You can get an online cash advance with us anywhere in British Columbia. Because we operate entirely online, you can get a loan from us no matter where you're located in the province.
Our quick payday loan approval process ensures that you’ll receive your money via e-Transfer within minutes of your application being approved. Applying for your payday advance is simple and easy, so go ahead and get started today!

How much money can I get for an online payday loan if I live in British Columbia?

The maximum amount you may borrow is determined by the legislation of British Columbia, as well as the lender's option. Residents can get up to $1,500 when applying for a payday loan in British Columbia with us.
Your required repayment schedule is also based on the province's rules. For example, you are entitled to 2 to 3 loan repayments* based on your pay frequency at no extra cost or hidden fees, up to 62 days.

What’s the difference between same-day loans vs. short term secured loans?

Same-day loans are a great option for people who don't qualify for conventional short term secured financing. Such loans are comparable to short term secured loans but have some differences.
Loans that are secured by traditional financial institutions are more readily available, but they tend to have stricter criteria. These loans have longer repayment dates and require collateral from the borrower.
Unsecured payday loan services are a good option for people who do not meet the bank's requirements or who cannot wait the time it would normally take to obtain a traditional secured loan. Those who need to cover unexpected expenses or other cash emergencies can get payday loans online through iCash quickly and easily.

Can I get online payday loans in BC with bad credit?

You can apply for payday loans in British Columbia with iCash even if you have bad credit. You can apply online or with our mobile loans app. Our services are also available to loan seekers who have been declined by banks and other financial institutions. We approve over 90% of payday loan applications we receive, so bad credit or poor credit will not hold you back.

Can I get an online payday loan with no credit check in BC?

All reputable lenders in British Columbia will run credit checks on applicants even for an online payday loan. The majority of the time, credit check information is simply utilized to determine the borrower's ability to repay their loan.

Can I get a disability payday loan in BC?

Yes, you can get a payday loan for disability income in British Columbia. iCash makes payday loans easy. Many forms of government benefits are acceptable sources of income towards meeting the $800/month net income requirement with us!

Is approval guaranteed in British Columbia?

iCash does not guarantee loan approval, but over 90% of applicants in British Columbia are accepted. In most cases, you will be accepted for a cash advance. Because your payday loan isn't collateralized against your existing assets, the criteria to get a loan are quite flexible.

Have more questions? Check out our full FAQ.

Online Payday Loans in Burnaby, BC

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