ODSP Payment Dates 2025 - 2026

The Ontario Disability Support Program (ODSP for short) provides financial help to Canadians with disabilities who live in Ontario. Every month, a specific amount of money will be deposited into their bank accounts, meant to help with everyday living expenses such as groceries, utility bills, etc. Knowing the ODSP payment dates for 2025 and 2026 is important for budgeting and managing everyday expenses.

What are the ODSP Payment Dates in 2025?

Typically, payments are issued on the last business day of each month. If the payment date falls on a weekend or holiday, it's usually sent out the business day before. Here is the current schedule for ODSP payments in 2025:

ODSP Payment Dates for 2025

What are the ODSP Payment Dates in 2026?

The ODSP payment schedule follows a consistent pattern: payments are issued on the last business day of each month for the following benefit month. For example, the January 2026 benefit payment is made on the last business day of December 2025, and the February 2026 payment is made on the last business day of January 2026.

ODSP Payment Dates for 2026

*Please note that dates are subject to change, especially if they fall on weekends or statutory holidays

What are the ODSP Payment Amounts?

The amount you receive from ODSP depends on your situation. As of now, here are the amounts that certain individuals/households might be eligible for:

Some quick notes regarding the table above:

• The exact payment amount may change based on your income or living situation.

• If you earn extra income, your ODSP payment may be reduced.

• Additional benefits, like medical or special diet support, are not included in this table.

• ODSP benefits are indexed to inflation and may increase in July 2026 based on the Ontario Consumer Price Index (CPI).

Understanding ODSP Inflationary Adjustments

As of 2025, ODSP benefits are now indexed to inflation, which means payment amounts will increase annually to help keep pace with the rising cost of living. This is an important change that helps protect ODSP recipients.

How Inflation Indexing Works

The Ontario government adjusts ODSP rates each year based on the Ontario Consumer Price Index (CPI). These adjustments typically take effect in July. For example, in July 2025, ODSP rates increased by 2.8% to reflect inflation.

What This Means for 2026

ODSP recipients can expect another inflation-based increase in July 2026. The exact percentage will be determined by Ontario's CPI data for the previous year. This means the payment amounts shown in the table above may change mid-year.

It's important to stay informed about these annual adjustments, as they directly impact your monthly budget and financial planning. Your ODSP caseworker will notify you of any rate changes, or you can check the Ontario government's official ODSP website for updates.

What if You Don't Get Your ODSP Payments on Time?

Understandably, you might feel some stress or concern if you don't receive your ODSP payment on the day you're expecting it. If this happens, here's what you should do:

Check Your Bank Account: If you've registered for direct deposit, double-check to see if the payment has been added. Sometimes it takes a few hours to appear.

Wait One Business Day: As annoying as it can be to wait, payments can sometimes be delayed due to bank processing times or holidays. Try waiting one business day, if you can.

Contact Your ODSP Caseworker: If the payment still hasn't arrived, reach out to your caseworker. They can check the status of your payment and help fix the issue.

Check for Address Errors (if receiving cheques): If you get payments by cheque, confirm that your mailing address is correct to avoid delivery problems. It's also worth noting that mail gets lost all the time. It's highly advisable to switch to direct deposit.

Also, remember that ODSP staff will always help you resolve any issues as quickly as possible. The sooner you report the problem, the sooner they can fix it.

How to Apply for ODSP in 2026 

Thankfully, the process of applying for the Ontario Disability Support Program (ODSP) is a fairly simple process. The most important thing is to be aware of the eligibility requirements and any documentation that may be required. Let's take a look at the criteria you'll need to meet in order to qualify for ODSP.

Eligibility Requirements for ODSP

Financial Requirements:

• Your income and assets must be below a certain limit set by ODSP.

• Some assets, like your primary home and a car, are exempt.

Disability Requirements:

• You must have a physical or mental disability that is expected to last a year or more.

• The disability must make it difficult to work, care for yourself, or take part in daily activities.

Documents You Need to Apply

When applying for ODSP, you'll need to have documents to prove your identity, income, and medical condition. Here's a list of what you'll typically need:

Personal Identification:

• Birth certificate, driver's license, or other government-issued ID

• Social Insurance Number (SIN) card

Financial Information:

• Details about your income, savings, and assets

• Rent or mortgage information

• Recent bank statements

Medical Documents:

• Medical forms completed by your doctor or specialist

• Any additional reports or test results related to your condition

Having these documents ready before you apply will speed up the process. If you're missing something, an ODSP office will let you know and can likely guide you on how to obtain it.

How Long Does It Take to Get Approved for ODSP?

It's hard to say just how long it may take to get approved for ODSP. A lot of it depends on how complete your application is (which is why it's so important to be as detailed as possible with them) and how quickly your medical forms are reviewed.

Typically, your financial eligibility is checked within 15 business days. However, medical assessments and documentation reviews can take up to 90 days or more, which is why you'll want to get all your documents in order and submit them ASAP.

Where things can get delayed is if you submit incomplete or inaccurate information. That's why you want to ensure all your forms and documents are accurate and submitted on time.

The good news is that if you're approved, you'll receive payments starting from the date your application was submitted. If denied, you can appeal the decision through the Social Benefits Tribunal.

How Does ODSP Work?

The purpose of ODSP is to provide financial support to Canadians with disabilities who need help covering basic expenses like housing, food, and medical costs. It provides a monthly income to help individuals and/or families manage their daily needs.

ODSP is income-tested, meaning the amount you receive depends on your financial situation. In addition to monthly payments, they also offer employment support services to help people find and maintain jobs (if they are able to work).

Understanding Monthly ODSP Payments

ODSP payments are issued once a month to cover essential living expenses. The payments include two main components: basic needs and shelter allowance. Basic needs cover personal expenses such as food and clothing, while the shelter allowance is meant to help with housing costs like rent or utilities. The exact payment amount depends on your family size, housing situation, and whether you qualify for additional benefits like medical or travel allowances.

These payments are typically sent by direct deposit or cheque, depending on your preference. It's important to keep your caseworker informed of any changes in your situation, as this may affect the amount you receive. You'll want to make sure you only receive what you're eligible, otherwise, at some point, you may be asked to repay funds if it's deemed that you received too much.

How Income Affects Your ODSP Payment

If you earn extra income aside from ODSP, it can reduce your ODSP payment. But the program encourages individuals to work, if they can, by allowing them to keep a portion of their earnings. According to the rules, you're allowed to earn up to $200 per month without it impacting your ODSP payment. For any amount earned above $200, ODSP deducts half of the additional income from your payment.

Income from other sources, like the Canada Pension Plan (CPP) or Employment Insurance (EI), may also affect your ODSP payments. However, some benefits, like the Canada Child Benefit (CCB), do not reduce your ODSP support.

ODSP and Other Government Benefits

If you're wondering if ODSP can work alongside other government benefits, the answer is yes! However, if you DO qualify for multiple programs, it's important to understand how they interact. While you can usually receive ODSP and other benefits at the same time without any issue, you might end up getting less from ODSP.

Can You Receive ODSP and CPP at the Same Time?

Yes, you can receive both ODSP and CPP benefits at the same time. However, CPP benefits are considered income by ODSP. This means that the amount you receive from CPP will be deducted from your ODSP payment.

For example, if your monthly CPP payment is $500, ODSP will reduce your payment by that amount. However, you might still be eligible for other ODSP benefits, like medical coverage or employment support. Always report any CPP income to your caseworker to ensure your payments are calculated correctly.

How ODSP Works with Employment Income or EI

If you're getting Employment Insurance (EI), you can still qualify for ODSP, but it'll also affect the amount you receive. However, ODSP encourages work by allowing you to keep some of your earnings before they impact your payment. You can earn up to $200 per month without any reduction in your ODSP payment. For income over $200, half of the additional amount is deducted from your payment.

Frequently Asked Questions

Is ODSP going up in 2026?

Yes, it is likely it will because ODSP benefits are now indexed to inflation. Single individuals can receive up to $1,308, couples without children up to $1,951, and families with children can receive varying amounts up to $2,639 depending on family size. An adjustment is expected in July 2026 when the government will make an inflationary increase based on the Ontario Consumer Price Index (CPI), though the specific increase has yet to be determined.

What date does ODSP direct deposit?

For 2026, the current dates are: 

• January 30, 2026

• February 27, 2026

• March 31, 2026

• April 30, 2026

• May 29, 2026

• June 30, 2026

• July 31, 2026

• August 31, 2026

• September 29, 2026

• October 30, 2026

• November 30, 2026

The December 2026 date is still to be confirmed. If any payment date falls on a weekend or holiday, the payment is usually sent out on the previous business day.

How much money can you have in the bank on ODSP?

Single people can have up to $40,000 in the bank, while couples can save up to $50,000. For each dependent child, you can have an extra $500 in savings. Any interest you earn on these savings won't count as income, and you can keep adding to your savings until you reach these limits. Remember, certain assets like your home and car don't count toward these limits.

Final Tips for Managing ODSP in 2026

ODSP can be incredible for anyone with a disability needing both financial and medical support. If you live with a disability, it can help you cover expenses while maintaining your quality of life.

By understanding the payment dates, eligibility rules, and how ODSP interacts with other benefits, you can make the most of it in 2026. The most important things to remember are to stay informed, keep your caseworker updated, and take advantage of the resources available to you for a smoother experience. 

With inflation indexing now in place, your benefits will better keep pace with rising costs, providing more financial stability throughout the year.