Money Loans

Get money loans up to $1,500 today! iCash provides 24/7 services for fast, easy payday loans with no hassle. Apply online now for instant approval and quick cash.

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Customize your instant loan

Receive your money by 9:36 pm

Minimum

$100

$750

Maximum

$1,500

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2

3

Elite

New customer

Prestige

VIP

Cost summary

Cost
$85.50
Cashback
-$53.16
instant-loans
interac

Apply now and receive your money by e-Transfer at no extra cost.

What Are Online Money Loans?

Online money loans are the best and easiest way to access cash when you need it for an emergency. The way they work is really simple too. Basically, with just a few clicks, you can apply for a loan online and get the funds you need sent to you via e-Transfer. With this type of loan, there’s no need to even leave your home and head to a bank because it can all be done online.

The definition of money loans is quite straightforward: they are small, short-term loans meant to help Canadians bridge any potential financial gaps until their next payday. The entire point is to make things as easy as possible, especially for anyone who may not have access to traditional credit options.

Thanks to online platforms like iCash, these loans are available 24/7. Even on weekends and holidays! And everything can be done online - whether you use a smartphone, tablet, or computer. You don’t need to wait in line or deal with complex paperwork. The entire thing is designed to be as fast and easy as possible.

You can access up to $1,500 with iCash! Enjoy fast approval decisions and transparent terms that are easy to understand. The purpose of money loans is to give some peace of mind during financial challenges. Dealing with money issues is already stressful enough, so the process of borrowing money should be as simple as possible, which is exactly what we do.

Money Loans

Benefits of Money Loans

There are a ton of benefits of money loans that make them worthwhile for anyone dealing with financial struggles.

Arguably one of the biggest advantages of payday loans is their speed. Usually, when you go the route of a traditional bank for loans, the entire process can take days, weeks, or even months. But with payday loans, you can go from the application to receiving your funds within less than an hour, which is why it’s so perfect for financial emergencies.

Flexibility is another major benefit of money loans. These loans are designed to fit your specific needs, whether it’s paying off a medical bill, etc. With online platforms offering 24/7 money loans in Canada, you can apply anytime, day or night, from the comfort of your home. There’s no need to rearrange your schedule or visit a physical location. Everything is handled online!

And then, of course, there’s simply the overall convenience of money loans. With iCash in particular, not only is it incredibly easy to understand and follow the application process, but we usually don’t need you to submit any documents or deal with mountains of paperwork.

When it comes to fast money loan benefits, we go above and beyond. With the ability to get up to $1,500 in loans with a simple, user-friendly platform, your peace of mind is right around the corner.

How to Apply for Money Loans in Canada

With iCash, applying for money loans in Canada is so easy, you can complete the entire process from the comfort of your home. Here’s how the money loan application in Canada works:

1. Go Online and Apply

Either download the iCash smartphone app (available on Android and iOS) or just go on your laptop/computer, sign in and start filling out the application. It won’t take you longer than about 10 minutes to complete.

2. Find Out Instantly if You’re Approved

Once you’ve completed the application, you’re going to receive an instant decision regarding your approval status. The old times of waiting days or weeks to get a decision are long gone.

3. Get Your Money Loan by Fast e-Transfer

Once you digitally sign your agreement (a copy of which will be sent to your email for safekeeping), your funds will be sent by e-Transfer in the next 2 minutes! Even if you’ve applied on a weekend or holiday, the entire process remains the same!

It really is an easy payday loan process. So, whether you’re managing a surprise expense or just need a little financial boost, we’re the partner you can always rely on.

Why Choose iCash for Money Loans?

Choosing the right provider for money loans is important. We’re completely customer-focused. Our entire reason for being is to make borrowing quick and simple, which is why we’ve earned a reputation as one of Canada’s top payday loan companies.

The truth is that we’re simply one of the fastest lenders in Canada. If an unexpected bill or urgent expense arises, we process applications quickly so you can get your money loan right away. 

Need a money loan of up to $1,500 to deal with your financial needs? We have you covered online 24/7. Apply anytime, anywhere.

We’re also all about clear terms and no hidden fees. Borrowing money can be complicated, but with us, everything is straightforward so that you can enjoy a smooth experience focused on your financial well-being.

You’re getting more than a loan—you’re choosing a partner committed to helping you face financial challenges head-on. We’re all about quick approvals, flexible options, and round-the-clock availability, which is why we’re a top choice for Canadians looking for money loans.

Take the next step today! Get an online payday loan from iCash and discover a fast and convenient process trusted by Canadians nationwide.

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

Read more reviews.

How to Apply for Money Loans in Canada?

1

Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.
2

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.
3

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

We help our members get their finances back on track

$238 Million
saved by iCash customers since 2016
64,500+
positive reviews
$11,700,000+
given in Cashback
2.5 Million
online loans issued since 2016
700,000
downloads of the iCash App

Frequently asked questions

How do money loans work?

Money loans are meant to be short-term loans to help you out of a financial bind. You apply online by filling out a simple form and choosing your loan amount. Once approved, the money will be sent to you via e-Transfer.

Can I get a money loan online in Canada?

Yes, you can easily get a money loan online in Canada. With minimal requirements and fast approvals, iCash loans are perfect for handling unexpected expenses, providing a convenient and reliable financial solution for Canadians whenever they need it.

What is the maximum amount I can borrow with a money loan?

The maximum amount you can borrow with a money loan depends on the lender. With us, eligible borrowers can get up to $1,500. This allows you to choose an amount that fits your needs, whether for an emergency expense or an unexpected bill.

Are money loans available 24/7?

Yes, our money loans are available 24/7! Our platform lets you apply anytime. You can access funds whenever emergencies arise, even during weekends or late at night. This is easily one of the major benefits of online money loans.

How fast can I get approved for a payday money loan?

Approval for payday money loans is incredibly fast. Applications are processed instantly, and funds are transferred to your bank account in two minutes by e-Transfer. The entire process is intentionally built to be fast, so that you can tackle urgent financial needs right away.

What documents are needed for a money loan in Canada?

To apply for a money loan in Canada with iCash, you usually don’t need any documents. Our entire process is designed to be fast, and part of that means not having to worry about gathering several documents. It’s all about making your life easy.

Why choose iCash for money loans?

There are many reasons to choose iCash for money loans! We offer instant approval decisions, flexible loan amounts up to $1,500, 24/7 availability, and a user-friendly platform. And with our transparent terms and reliable customer support, it’s clear why nearly one million Canadians choose us.

Have more questions? Check out our full FAQ.

Get your online payday loan today

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!