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Money Loans in Canada

Money loans are loans designed to cover financial emergencies in the short term. They are unsecured loans that you can pay back in a few one or multiple installments.*

People turn to money loans in Canada quite often because they are an easy and fast way of getting the necessary funds to solve a financial crisis. And the truth is challenging situations happen all the time, despite having a budget and strictly sticking to it.

We all know that creating an emergency fund is important and should be prioritized. However, it’s not always easy to set money aside. So, when the unexpected happens, Canadians turn to money loans as a plan B to save the situation.

These small money loans work just like other loans you may have taken in the past. You apply, and if you are approved, you receive a particular amount that you will then have to pay back, along with an interest fee. Unlike a bank loan, easy money loans are much more accessible, even for people who don’t have a perfect financial track record.

These loans work like a cash advance you would take from your employer when you are in a difficult situation and cannot wait for the paycheck. But in this case, the money comes from a lender, and you have the advantage of repaying it in more flexible terms.*

Money loans in Canada can provide you with a maximum amount of $1,500, but you can request a smaller amount, depending on your emergency. The funds can be used to cover the usual urgent costs in a household, like home repairs, car trouble, or unplanned medical bills.

There is one more difference from other types of loans you may have applied for in the past; you don’t have to justify why you need the cash with a money loan. As we mentioned above, you also don’t have to worry about providing collateral because these are unsecured loans.

Fast money loan

Loan Money Online

Getting money loans online, from the comfort of your home, without having to waste time like you may have done in the past, sounds amazing. And it’s possible with private online lenders. The entire process can now be handled digitally.

All you have to do is look for direct lenders who loan money online. Still, it’s essential to make sure you choose a reputable lender, so do a bit of research first. iCASH, for instance, is one of the top lenders and a reliable option when you need money loans online fast. Our efforts to continually improve the borrowing experience leads to safe and efficient loans.

To get an idea of what you should expect from a dependable online lender, let’s go over the benefits their lending products must offer. One of the most useful aspects when you apply for a personal loan online, is that you can get instant approval. You don’t have to wait for days to know if you qualify.

Another significant advantage of online money loans is that you can submit your application from anywhere. All you need is a device connected to the internet and ten minutes. No more wasting time going to the lender’s branch in person; the cash loan you need is only a few clicks away.

Another positive consequence of not submitting your application in a traditional loan store is that you can do it at any hour of day or night. Online systems like the one we use at iCASH are available around the clock, so you aren’t restricted by regular working hours or holidays. Does your shift end at midnight? You can get home, apply online, get approved, and get ready to handle your leaking pipe, for example.

Reputable lenders who loan money online also release the funds much faster. With us, you benefit from same-day funding, and if you want to receive the funds by electronic transfer, they will be on their way in a few minutes.

If it’s the first time you borrow money online, you may be a bit concerned about safety. But with a dedicated lender like us, all the necessary measures are taken to ensure complete security throughout the process.

Not having to provide loads of paperwork to be approved is a huge benefit of a fast money loan online. All you need to do is apply online. And if you have any questions or concerns at any point, our customer service is always on call to offer the necessary information.

Money Loan Places

Once you realize you need a loan to solve your emergency, the next step is finding a secure money loan place. A quick search will reveal many available options, but you need to carefully analyze each of them before deciding which is best for your particular situation.

From traditional financial institutions to money loan apps and money loan places online, you have many possibilities. Here are the main options when it comes to money loan places Canadians can choose from:

Banks are one of the first loan sources coming to people’s minds, though they are usually chosen for more extended credits, not for small express loans.
Credit unions work similarly to banks, despite being owned and run by members. They can be a good source for borrowing money, in particular conditions.
Credit cards are another option, as they can get you a cash advance in an emergency. It’s a tempting choice because you don’t need to go through an application process, but their interest rates are usually higher and can become effective as soon as you withdraw the money.
Pawnshops are sometimes used to get the money to cover an emergency. They can be a valid option as long as you can pay it back on time, but you need assets to borrow against.
Private lenders are one of the best options to apply for quick loans because they have flexible qualification requirements, and the loans they provide are unsecured. You can either pay it back over one or a few paychecks.*
Online lenders are the most comfortable and efficient way of borrowing money for unexpected expenses. You can apply, get approved, receive the money, and pay it back, all without having to go to the loan store in person. You get all the advantages of private lenders in general, plus the ones that online borrowing brings.

You need to keep in mind a few aspects when deciding where to get a money loan, like how much you need to borrow when you can reimburse it, whether you want to use collateral.

But all things considered, you will find that the most useful money loan places are located virtually. An online loan comes with many benefits and is ideal in a situation when time is essential.

Money Loans for Bad Credit

Money loans for bad credit allow people to borrow up to $1,500 regardless of their credit score.

People with bad credit can still qualify for money loans because private lenders have different criteria when deciding whom they approve for a loan.

Not having any credit history whatsoever may also be an issue in some situations, but direct lenders who offer money loans with bad credit in Canada don’t see it as an impediment. What matters is to be able to pay back the loan.

That means you don’t have to look for loans with no credit check. Reputable lenders like us will look at your credit report but as a routine verification process. We won’t decide your creditworthiness based on it. We do not require a minimum credit score threshold to be eligible.

We have our way of assessing your financial situation to decide if you qualify for a loan, so don’t adjust your expectations based on your previous experience with other types of lending institutions.

The fact that a bank declined you doesn’t mean we will also refuse your application; our money loans for bad credit are still an option for you.

On top of that, money loans with bad credit in Canada are unsecured loans, so you won’t need to provide collateral. That’s handy because when you have an emergency, the last you need is to worry about what assets you can use to borrow money against.

Need a Fast Money Loan?

If you need a money loan fast, traditional loans or lines of credit are not always the solution. Online lenders are the best option because it’s the easiest and quickest way to access the money without providing paperwork or even going to a store to apply. Online fast money loans are available around the clock and easier to access than you may expect.

Guaranteed money loans don’t exist; any reputable lender needs to analyze your application first before offering you a positive answer. But considering there is no minimum credit score and all the requirements are flexible, you can view online money loans as an almost guaranteed option.

You can apply for a personal loan and get approved even if you are currently unemployed or are living on a pension or special benefits. That’s one of the main advantages of choosing iCASH; we accept multiple income sources, as long as the rest of our qualification requirements are met.

So, if you need fast money loans today, the iCASH online application is your best option. Whether you live in Ontario, Alberta, Nova Scotia, or British Columbia, our services are available.

We also provide money loans in these provinces of Canada

in Alberta, British Columbia, New Brunswick, Ontario, Manitoba, Nova Scotia, Prince Edward Island.

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How to Get a Money Loan Online?


Apply Online

Just use the simple form on our website – select the amount of cash that you want to borrow, your repayment plan*, provide some information and you’re on your way.


Instant Decision

Complete your money loan application. You’ll receive instant approval so that you can put your finances back on track. Fast, easy and reliable loans from a trusted licensed direct lender.


Get Fund

Your funds will be sent via e-Transfer in 2 minutes or less. Our transfers mean your money is available anytime you need it. Safe, urgent money loans with same day funding.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.

Money Loans FAQs

Can I get a money loan with no credit history?

Yes. We provide money loans to those with good credit, bad credit, or no credit whatsoever, across Canada.

Easy short term loans can be applied for on our website or through our mobile app. Just fill out the customer-friendly application, and you’ll receive an instant decision.

We will perform a credit check during the loan approval process. However, we will look into several elements before rendering a decision. Your request for a loan will not be turned down simply due to poor credit, or no credit.

As soon as your loan is approved, we will send your funds via email money transfer to you within minutes of receiving your signed loan agreement and pre-authorized debit form.

Can I loan money online on the weekend?

You can loan money online through us 24 hours a day, seven days a week. We know that loans are needed on Saturdays and Sundays, too, not just on business days.

In addition to weekends, we also supply loans on major holidays.

Our customer support team is available on weekends to help guide you toward getting the money you need quickly.

Where can I get quick money loans?

We provide quick money loans online through our comprehensive, yet easy-to-use website and mobile app. You won’t need to do any physical paperwork – everything is digital with us.

We approve and fund instant loans rapidly, knowing that time is important for you. We also do not work with any middlemen or third-party companies. This means you will deal with us directly throughout the entire process, without being exposed to any outside interference.

What is the best money loan app?

The iCASH mobile loan app is available on the iOS and Android platforms. It can be downloaded for free to your smartphone or tablet. Like our website, this mobile app easily takes you through the step-by-step process of applying for our loans.

No matter where in the world you are, our impressive app can be used to secure a money loan right when it is needed most.
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers in Canada. You can get back up to 20% of the cost of borrowing paid once your money loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real money!*

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