Loan Apps Canada

Available 24/7 on mobile app. Good credit isn’t required. Get up to $1,500 instantly by e-Transfer!

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Download iCash on the App Store.

Customize your instant loan

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Apply now and receive your money by e-Transfer at no extra cost.

Table of contents :

Why iCash

Get an easy, safe and fast loan

No Wait

Complete the secure online loan application in minutes. No documents are required. Be instantly approved and receive an e-transfer within 2 minutes after electronically signing your contract. Even on weekend and Holidays!

No Paperwork

Apply from the comfort of your home - no more faxing documents or waiting in line. The instant online payday loan process is flexible and convenient.

Get Approved

Simply fill an easy online application and you can be instantly approved for your cash. Get the repayment schedule that suits your needs with 1 or multiple installments*.

Grace Period

We will add a 5 days grace period before starting to repay your loan on your next payday. This means you will have an extra 5 days to pay us back with no extra fee.

100% Compliant

As licensed lenders, we are fully compliant with provincial laws and regulations, and our transparent lending process means no hidden fees and no surprises.

Flexpay Repayment

We give you the option to repay your loan in one or multiple payments* while paying the same interest fee!

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iCash is a member of the Canadian Consumer Finance Association.
iCash uses TransUnion technology to improve our lending solutions.
iCash uses Interac e-Transfer to send loans to our customers.
iCash uses Equifax technology to improve our lending solutions.
iCash is owned by women and promotes diversity, equity, and inclusion.

Behind each review is an experience that matters

Since 2016 we have happily served over half a million customers.

Read more reviews.

We help Canadians get their finances back on track


Apply Online

Getting an online loan with us is fast and easy. Simply select your loan amount, repayment plan* and provide some personal details.

Sign up and apply online or on our app.

Instant Decision

Our online loan application will tell you if you’re approved instantly. Once approved, all you have to do is electronically sign your contract. It’s that easy!

Get a decision instantly after completing our paperless loan application.

Get Funds

Once you sign your digital agreement, your cash advance will be sent by e-Transfer within 2 minutes. Fast, convenient and hassle-free. Funds are sent 24/7, no matter what.

Receive your money by e-Transfer within minutes of signing your agreement.

How to get approved with the iCash mobile app

$200 Million
saved by iCash customers since 2016
positive reviews
given in Cashback
2.2 Million
online loans issued since 2016
downloads of the iCash App

Frequently asked questions

What are the requirements needed to get approved?
To qualify for a fast, online loan from iCash, you must meet the following requirements:
  • Be at least 18 years old (19 years old for applicants in British Columbia, New Brunswick, Nova Scotia)
  • Be a resident of any of the provinces in which we operate.
  • Show that you have been receiving the same source of income for the past three months.
  • Have a total net income of at least $800/month.
  • Have access to an online bank account.
  • Have a valid mobile phone number, address, and email address (VoIP numbers are not accepted)
Can I still get a loan with bad credit?
With iCash, you absolutely can! Bad credit can be a result of unforeseen circumstances or life events, such as job loss or medical bills – factors beyond your control. The iCash team understands this, and that’s precisely why we base our lending decisions on other factors, such as your net income, source of income and ability to repay.
Which app gives loans instantly in Canada?
The iCash pay advance app is available on the Apple and Google Play stores. You can easily download it for free and get started on creating your account, completing a paperless application, and receiving up to $1,500 all in the same day!
What is the easiest loan to get online in Canada?
iCash is the best cash advance app for Canadians. Our secure, digital process makes it easy to get the money you need fast and without any hassles. From the moment you complete your loan application, our automated process takes care of everything!

Have more questions? Check out our full FAQ.

Download our app and get an instant loan today!

iCash has helped more than 950,000 Canadians get instant loans online without hassle. Download our mobile application today!