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We've all been there – bills are piling up, unexpected expenses pop up on Friday night. Your paycheck is still days or even weeks away, and you need a payday loan on the same day to keep food on the table and keep the lights on.

When you get approved for a payday loan on the same day, you'll be able to pay your bills and handle expenses immediately.

These types of short term loans offer several benefits. For starters, the entire process is quick and easy. Your online loan application, approval, and funding occur online, with no paperwork or office visits, making it very convenient during the cold Canadian winters. The entire process can be completed on the iCASH website or even on the go via your smartphone with the iCASH online loan app for iOS and Android devices. This allows for instant approval and fast release of funds.

This all means that you can have up to $1,500 on the same day you apply for your payday loan. Now that's fast!

But how can you get a payday loan with same day deposit at this speed? How can any company offer this kind of service? With an online process and no physical branch offices, iCASH is lending for the digital age. We use advanced software to automate the decision-making, and you can digitally sign your loan agreement. As soon as you send back the signed agreement, we will send you the funds via e-Transfer in 2 minutes.

iCASH offers same day payday loans online seven days a week. Yes, we also provide weekend payday loans, which can be a lifesaver for many people and make the difference between being late on your bills, skipping emergency dental work, leaving an appliance broken, or the car unrepaired.

In a crisis, same day payday loan with a quick deposit can help improve your life and financial situation.

We provide you with the flexibility to borrow the funds you need and pay them back in one or multiple installments*, depending on your income cycle and the province you reside in.

This can help make your financial life a bit easier, which is our services' primary goal. You are free to spend the funds as you see fit, from managing your finances to paying your bills as needed.

We also provide same day payday loans in these provinces of Canada

in Alberta, Ontario, British Columbia, New Brunswick, Manitoba, Nova Scotia, Prince Edward Island.

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How to Apply for Same Day Payday Loans?


Apply Online

Start your online application on the iCASH website or our loan app for iOS and Android. Fill out the necessary information, choose your loan amount, the terms*, and hit submit.


Instant Decision

In just a moment, our automated decision-making software will review your payday loan application and provide a decision the same day and, many times, almost instantly.


Get Fund

As soon as your loan is approved, digitally sign your loan agreement, and send it back to us. The money will be sent to you via e-Transfer in just 2 minutes.

Maximum repayment period 62 days. APR is 109.50%. For a $300 loan of 14 days, the total payback amount is $345. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $19 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.


Will getting a same day payday loan have any impact on my credit score?

Payday loan companies don't report to credit bureaus unless you fail to repay your loan on time. Assuming you repay your loan as per the agreed terms, then payday loans won't affect your credit score.

Who can apply for loans with same day deposit?

To apply for a payday loan with same day deposit, you need to:

• Be at least 19 years old.
• Be a Canadian citizen and a resident of British Columbia, Alberta, Manitoba, Ontario, Nova Scotia, New Brunswick, or Prince Edward Island.
• Have been receiving the same source of income for the past 3 months.
• Have a net income of at least $800/month deposited in your bank account.
• Have a Canadian bank account that has been open for at least 3 months and has access to online banking.
• Have a valid mobile phone number, address, and email address.

What are the risks of getting same day payday loans?

Like any loan, the main risk of getting payday loans online with same day deposit is borrowing more than you can afford to repay and defaulting on your cash advance. This can send the loan to collections or result in additional late payment fees.

These loans are unsecured, meaning you don't need to put up collateral in your home, car, or other assets to apply or get your fast cash.

What if I need to talk to someone about my same day payday loan?

We understand that you may need help with your payday loan application on the same day or may have a question, especially if it's urgent and you need the money very quickly.

At iCASH we are here to help, and our well-trained Customer Experience team can guide you through the application process. They are available seven days a week during regular business hours.
Borrow and Save!
Get up to 20% in Cashback!*

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*


Same Day Payday Loans from a Direct Lender

CASH is a trusted, reliable, licensed Canadian lender that provides approval for same day payday loans even if you have bad credit.
You can feel safe and confident in your lending decision, knowing you've chosen a highly-respected, regulated, and trustworthy lender.

Flexible Unsecured Loans

We understand that not all loans are not a one-size-fits-all solution. We offer flexibility so you can repay your loan in one or multiple installments* depending on the province you reside in and your income cycle.
We don't charge you any additional fees or a higher interest rate if you choose to pay back your loan in multiple repayments. We provide these options to offer you the most outstanding financial flexibility to suit your life, income, and needs.

Same Day Payday Loans with Instant Approval

When we say same day payday loans approval, we mean instant. Most traditional payday lenders are based in brick-and-mortar locations, so you may have to go to a payday lending store to get forms and documents signed.
This all takes time and isn't necessary. With iCASH, the entire loan application process can take as little as 15 – 20 minutes.

Same Day Payday Loans Available on Weekends

Do you have an unforeseen expense at the end of the week, and you don't know where to turn for a loan? You can apply for a loan online with us.
Applying for a quick cash loan on the weekend is easy with iCASH. Our website and loan approval process is available 24 hours a day, seven days a week. You can complete the loan application from the comfort of your home, office, or on the go with the iCASH loan app.
Before you start your application, you'll need to ensure you have some information handy, such as your bank account information, social security number, and employment information.

Ethical, Responsible, and Transparent

We hold ourselves to high standards for ethical and responsible lending behavior. We believe in transparency and clearly spell out our interest rates, fees, repayment schedule*, and other details in our loan application process.

iCASH logo Traditional Payday Lenders Lenders with brokerage fee
Flexible repayment plans*      
Offers cashback program for more savings*      
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