Start your online application on the iCASH website or on the payday loan app for iOS and Android. Fill out the basic information, choose your loan amount, the terms, and hit submit.
Same Day Payday Loans
Get Up To $1500. Low Rates. 5 Minutes e-transfer.
We’ve all been there – bills are piling up, unexpected expenses pop up on Friday night, your paycheck is still days or even weeks away and you need same day payday loans to keep food on the table and keep the lights on.
When you get approved for a payday loan on the same day, you’ll be able to pay your bills, handle expenses, and keep your family fed and sheltered, by providing you a temporary cash infusion that you pay repay back.
These types of same day cash loans offer several benefits. For starters, the entire process is quick and easy. Your online loan application, approval and funding take place online, with no paperwork or office visits which makes it very convenient during the cold Canadian winters.
In fact, the entire process can be completed on the iCASH website, or even on the go via your smartphone with the iCASH online loan app, for iOS and Android devices, allowing for instant approval and fast release of funds.
What this all means is that you can have up to $1,500 in your bank account on the same day that you apply for your payday loan. Now that’s fast!
But how can you get same day payday advance loans at this speed? How can any company offer this kind of service? With an online process, and no physical branch offices, iCASH is lending for the digital age. We use advanced software to automate the decision-making and you can digitally sign your loan agreement. As soon as you send back the signed agreement, we will send you the funds via e-transfer in 5 minutes.
iCASH offers same day payday loans online 7 days a week (yes, we also provide weekend payday loans) which can really be a lifesaver for many people and make the difference between being late on your bills, foregoing food or utilities, skipping emergency dental work, leaving an appliance broken, the car unrepaired, or getting those things taken care of when you should.
In a crisis situation, same day payday loan with quick deposit can help improve your life and your financial situation.
We provide you with the flexibility to borrow the funds that you need and pay it back as one lump sum, or over 2 or 3 installments, depending on the options you choose.
This can really help make your financial life a bit easier, which is the main goal of our services. You are free to spend the funds as you see fit, from managing your finances to paying your bills as needed.
20%
CASHBACK
Borrow and Save!
Get up to 20% in Cashback!*
iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!*
How to apply for Same Day Payday Loans?
Apply Online
Decision
In just moments, our automated decision-making software will review your payday loan application and provide a decision the same day and, in many times, almost instantly.
Funding
As soon as your loan is approved, digitally sign your loan agreement, and the money will be sent to you via e-transfer.
Loan terms vary from - 62days. Maximum APR is 109,50%. For a $300 loan, the maximum total cost of borrowing is of $354.
Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100,
Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100
Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100,
Nova Scotia $19 per 100, Ontario $15 per 100, PEI $25 per 100
+ 200 000
members since 2014
members since 2014
93%
of approved applications
of approved applications
4.9out of5
customers would recommend us to their friends
customers would recommend us to their friends
Customer Rating
 |
Traditional Payday Lenders | Lenders with brokerage fee | |
|---|---|---|---|
| Licensed | |||
| Flexible repayment plans | |||
| Offers cashback program for more savings* | |||
| Paperless | |||
| Free membership benefits | |||
| No hidden charges | |||
| E-transfer in the next 5 minutes | |||
| Get a loan now |
Payday Loans with Same Day Deposit
Same Day Payday Loans Direct Lender
CASH is a trusted, reliable, licensed Canadian lender that provides approval for same day payday loans even if you have bad credit.
You can feel safe and confident in your lending decision, knowing you’ve chosen a highly-respected, regulated, and trustworthy lender, with employees who live, work, and play in Canada just like you!
Flexible Unsecured Loans
We understand that not all loans are not a one-size-fits-all solution. We offer flexibility – both in the amount of your unsecured loans ($100 to $1,500), as well as your loan repayment schedule (1, 2, or 3 installments).
We don’t charge you any additional fees or a higher interest rate if you choose to pay back your loan in multiple repayments. We provide these options to offer you the greatest financial flexibility to suit your life, income, and needs.
Same Day Payday Loans Approval
When we say same day payday loans approval, we mean instant. Most traditional payday lenders are based in brick-and-mortar locations you may have to go to a payday lending store go get forms and documents signed, notarized, and faxed, mailed, or delivered back to the lender.
This all takes time and isn’t necessary. With iCASH, the entire loan application process to getting the funds you need can take as little as 15 – 20 minutes.
Same Day Weekend Loans
Do you have an unforeseen expense at the end of the week, and don't know where to turn for a loan? You can apply for a Weekend Payday Loan online.
Applying for a quick cash loan on the weekend is easy with iCASH. Our website and loan approval process is available 24 hours a day, 7 days a week. You can complete the loan application from the comfort of your home, office or on the go with the iCASH loan app.
Before you start your application, you'll need to ensure you have several some information handy, for example, your bank account information, social security number and employment information.
Ethical, Responsible, and Transparent
We hold ourselves to extremely high standards for ethical and responsible lending behavior. We believe in transparency, and clearly spell out our interest rates, fees, repayment schedule, and other details, in plain English, as part of the loan application process.
Will getting a same day payday loan have any impact on my credit score?
While a credit check is performed prior to a lending decision, that’s about the only interaction with your credit file that occurs. Of course, if you default on your payday loan, it will be sent to collections. But assuming you repay your loan as per the agreed terms, then there is no impact on your credit score
Who can apply loans with Same Say deposit?
Anyone who meets the basic lending requirements and residents in one of the following provinces can apply for a same day payday loan:
Alberta,
British Columbia,
New Brunswick, and
Ontario.
We don’t discriminate on any basis – our limited requirements for things like age and citizenship are purely legal requirements. Your ethnicity, religious affiliation, sexual orientation, political affiliation, age, housing situation, employer, job type, or any of the other myriad characteristics that make you uniquely you don’t come into play. Just the basic lending requirements are all that must be met, which can be found on our site in the Payday Loans Frequently Asked Questions page
What are the risks of getting same day payday loans?
Like any loan, the main risk of getting a payday loans online with same day deposit is borrowing more than you can afford to repay and defaulting on your loan. This can send the loan to collections, or result in additional late payment fees (again, all are clearly spelled out in our loan agreement).
These loans are unsecured, meaning you don’t need to put up collateral in your home, car, or other assets in order to apply or get a loan.
What if i need to talk to someone about my same day payday loan?
We understand that at times you may need help with your same day payday loan application or may have a question especially if it’s urgent and you need the money very quickly.
At iCASH we are here to help, and our well-trained Customer Experience team are available to speak with you over the phone to answer any of your questions or help you through the application process. They are available 7 days a week, during normal business hours in most of Canada.
