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I've paid off my loan, why can't I reapply?

I've paid off my loan, why can't I reapply?

If you see that your last iCash loan payment has been debited from your bank account and you wish to reapply, please read the following information carefully.

You will receive an email notification when you are eligible to start a new application. Please note that starting a new application does not guarantee approval.

If your final loan payment caused your account balance to go negative on your pay date, you will need to wait 4 business days before submitting a new application.

Please also note that iCash cannot provide two loans at the same time. You must provide acceptable proof of payment to obtain a new loan. If the proof is not satisfactory, you will need to wait 4 business days for your payment to be confirmed (in rare cases, some banks take longer).

Additional rules by province

Manitoba:
You may submit a new loan application 8 days after your previous loan is fully repaid.

Alberta & Nova Scotia:
If you repaid your loan early, you must wait until the scheduled final payment date in your loan agreement has passed before you can reapply.

If you have any questions, feel free to contact us at [email protected] and we will be happy to assist you.