Smart Alternative to Payday Loans in Saskatchewan

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If you live in Saskatchewan, you can get an online payday loan for up to $1,500 quickly and easily. More and more people are choosing payday loans as their preferred method of getting quick cash. As long as you meet the minimum eligibility requirements, you will be approved for a loan.

A cash advance is only a short term solution, but it can often help you get back on your feet after an emergency or unexpected expense. This can be a car repair, an unexpected medical expense or anything that seems to come up at the last minute.

If you are looking for a payday loan in Saskatchewan, you will find that there are many options for getting approved for cash quickly. Before applying, you should understand all of your options so that you can make the best choice for your current financial situation.

Online Payday Loans in Saskatchewan

Applying for an online payday loan is something that many Saskatchewan residents are now doing. Because you can complete the entire process online and have the money e-Transferred to you within a few minutes, it's faster and easier than ever.

There are several reasons why getting a payday loan online is far easier and more convenient than going to a physical location to get one. You can apply for a loan from the comfort of your own home, with no need to go anywhere or speak to anyone. This convenience is not possible when dealing with a physical lender.

Online payday loans simply take the hassle out of the borrowing process, and you can rest assured that you're in good hands when you take advantage of this service.

Why Choose iCASH for Instant Payday Loans in Saskatchewan?

People who live in Saskatchewan can get access to instant payday loans with iCASH. Our loan approvals are quick, and you can get your money on the same day you apply, even if you have poor credit.

If you are looking for short term financial relief, or need some extra cash to cover an expense, you can expect the following benefits when borrowing money from us:

No waiting period

You won't have to worry about running out of cash before your next payday. There is absolutely no waiting period for our instant payday loans in Saskatchewan. Once approved, we'll send you the funds via e-Transfer as soon as you sign your payday loan agreement.

No paperwork

We get it, life happens, so we get rid of unnecessary paperwork and get you the money you need when you need it most. That's why the loan agreement can be easily completed online or through the iCASH loans app. You won't have to sign or scan any papers, which can be a timesaver for you.

Quick approval

We know that when you need cash, you need it fast. That's why we've streamlined the process of submitting a loan application. Within minutes of completing our easy-to-use application, you can receive a decision on whether or not you've been approved for the next step in the loan process.

No hidden fees

Our short term payday loans have absolutely zero hidden fees. This is definitely reassuring, as you'll know exactly what to expect when it comes time to repay the loan. And, the repayment process is simple too.

Another great benefit about having no hidden fees is that you can be sure that the interest rate you're being charged is the interest rate you see quoted on our website. There's no need to worry about unfair charges or a significant increase in your interest rate.

100% compliant

iCASH is a fully licensed online lender in Canada, which means we are in full compliance with all of the requirements. Our instant loan specialists are available at any time to assist you when obtaining the loan you need.

How to Get an Instant Payday Loan From iCASH

Getting an instant payday loan can be done in minutes, especially with iCASH's fast application and approval process. The best part is that no paperwork is required, which makes the entire process of obtaining the loan much easier than ever before.

You will also receive your funds quickly, and because they are sent through a simple e-Transfer, you'll never have to worry about leaving your home to obtain a loan again. Everything can be done completely online, with convenience and ease.

To get an instant payday loan with us, simply follow the instructions below:

1. Apply online

You can apply for a payday loan using our online application. As a leading instant loan provider in Saskatchewan, we offer easy payday advances to residents of Saskatchewan, and we approve 90% of our applicants, even if they have a poor financial history.

2. Get instant approval

The application process is easy and it takes only a few minutes to get approved. You will need to provide some information, including your name, address, date of birth, employment information and mobile phone number. Our lenders will review your application and if approved, funding will be e-Transferred directly to you within minutes.

3. Get your money

You'll get your money within minutes of signing the loan agreement, and you can begin to use the money for any purpose you choose. Whether you're applying for cash advance loans for unexpected expenses, or are looking for quick cash to tide you over between paydays, our funding options are the quickest way to get the cash you need.

All Types Of Credit Accepted

If you live in Saskatchewan and have bad credit, you can still get a payday loan to help when a financial emergency arises. Many residents with low credit scores have successfully gotten the money they need by simply filling out our online form and meeting our minimum requirements.

Bad credit is not a deciding factor when it comes to whether or not we can provide you with a loan. We understand that life happens and financial hardships are not always under your control. It's our goal to provide as many people as possible with the emergency cash they need, so we accept all types of credit.

Even if you have been turned down by other lenders, we encourage you to try our service. We are confident that we can help you get the money you need, regardless of what your credit looks like. We offer online loans for bad credit throughout Canada.

Types Of Income Accepted

There are a variety of different types of income that we accept when approving someone for a payday loan. The most common type is regular employment income, however, we understand that not everyone who needs a loan is always employed.

That's why we work with our customers to get the money they need by accepting other forms of income, including:

If you'd like more information about the types of income we accept, feel free to contact our customer service department. We would be more than happy to help you out.

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The greatest alternative to traditional payday loans

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Getting a loan with us is easy and fast, select your loan amount, repayment plan* and provide some personal details.

Instant Decision

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Our fully automated online application will provide you with an instant decision. Once approved, all you have to do is electronically sign your contract!

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Once your contract is signed, your funds will be sent by e-transfer in the next 5 minutes! Fast, convenient and hassle-free. Funds are sent 24/7

Maximum repayment period 62 days. APR is 109.50%. On a $500 loan of 14 days, the total cost of borrowing is $75, with a total payback amount of $575 and an APR of 391.07%. Interest fees: Alberta $15 per 100, British Columbia $15 per 100, Manitoba $17 per 100, New Brunswick $15 per 100, Nova Scotia $17 per 100, Ontario $15 per 100, PEI $15 per 100. 372 Bertha Street, Hawkesbury, Ontario, K6A 2A8. iCASH only offers online services. Please note that we cannot accept customers or conduct any transactions from this location.
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20% CASHBACK
Borrow and Save!
Get up to 20% in Cashback!

iCASH offers a unique Cashback program to reward its customers. You can get back up to 20% of the cost of borrowing paid once your loan is repaid and receive your Cashback direct into your bank account the same day. Real saving and real Money!

Frequently Asked Questions About Payday Loans in Saskatchewan

How do I qualify for an instant payday loan in Saskatchewan?

To qualify for an instant payday loan in Saskatchewan, you must meet the following minimum criteria:

• Be at least 19 years old at the time of your application.
• Be a resident of Saskatchewan.
• Have been receiving the same source or mix of income for at least the past 3 months.
• Have a net income of at least $800/month. This can include wages as well as social assistance programs from the provincial or federal level, private pensions, retirement plans, and other sources.
• Have a Canadian bank account that has been open for at least 3 months and has access to online banking features.
• Have a valid mobile phone number, email address, and home address.

Can I get a payday loan with bad credit in Saskatchewan?

You can still get a payday loan in Saskatchewan with bad credit. We understand that things happen and your past shouldn't dictate your future financial opportunities.

While we do perform a credit check as part of the loan approval process, your credit score is not a disqualifying factor. We approve 9 out of 10 loan applications, so you could get the money you need even if you have a poor financial history. It's another reason why many Saskatchewan residents who have a low credit score turn to iCASH when they have an urgent personal finance need.

Can I get a child tax payday loan in Saskatchewan?

Absolutely! iCASH accepts several forms of income from Saskatchewan residents, including a child tax credit. As long as you meet the $800 per month minimum income requirement to be eligible for a payday loan, you’re good to apply.

Are there regulations for payday loans in Saskatchewan?

To safeguard consumers of instant payday loans in Saskatchewan, the province has established regulations. Only authorized lenders will be able to provide validations that are in line with the province's criteria.

For example, a fully certified lender will perform a complete credit check on you to see whether you qualify for an unsecured loan before allowing you to borrow money. Lenders who are not licensed may skip this step entirely or may not even check your income or employment status. This can make it very easy for you to get a loan without the legal precautions other lenders take.

Additionally, licensed lenders in Saskatchewan will not sign off on rollover loans, which means you won't be able to take out another payday loan to pay off the first one. You can, however, apply for a re-loan after your initial one has been paid in its entirety. Lenders who approve rollover loans are not doing so in your best interest.

Is iCASH in all parts of Saskatchewan?

If you are looking to apply for a payday loan in Saskatchewan, you can turn to iCASH. We offer loans to residents in Saskatoon, Regina, Prince Albert, Moose Jaw and throughout the rest of the province and Canada. Even better, you can try our mobile loans app that is available for download today.
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